Microfinance management, beautifully organized

Run your entire Microfinance from one modern platform.

Smart Solution, manage savings and loans, automate repayment schedules, collect online payments, sell airtime, data and electricity bills, and get a branded customer portal.

Start 14-day trial Contact us
Multi-Branch Installable mobile app Data import & sync Offline/Online
14 daysfree trial
4 portalsadmin, staff, member, merchant
35%merchant commission ready
Live portfolio
Today at a glance
Healthy
Total savingsNGN 48.2M
Active loans1,284
Repayment rate94%
Due todayNGN 2.8M
Bill paymentsAirtime · Data · NEPA
Mobile appInstall ready
Member portalOnline
Offline syncExport & push
Notifications SMS WhatsApp Email Portal
Gateway checkout Paystack Monnify Flutterwave Providus Wema
Mobile App Bills Sync
Free trial14 days
PortalsAdmin / Staff / Member / Merchant
Mobile appInstall ready
Hostingoffline + Sync
African shop owner receiving payment from a customer
Daily finance made clear Members, savings, loans, bills, and reports in one workflow.
About us

Built for daily microfinance work.

NewKipp helps microfinance and cooperative teams manage members, collect savings, disburse loans, track repayments, sell bill payments, and view clear reports from one organized workspace.

1. Know every member Open accounts, capture KYC, group members, and assign account officers.
2. Manage all products Savings, thrift/Isusu, cooperative savings, loans, investments, and withdrawals.
3. Serve members online Member portal and mobile app for applications, payments, balances, and receipts.
4. See business performance Due payments, overdue loans, cash movement, expenses, profit, and branch reports.
What you get

A complete operating system for microfinance teams.

Everything is grouped by the way your team works: operations, members, payments, reports, mobile, and growth.

Operations Run daily microfinance work without jumping between spreadsheets.

Member KYC

Photos, IDs, BVN, NIN, guarantors, groups, account officers, and statuses.

Savings products

Regular, target, thrift/Isusu, cooperative savings, deposits, withdrawals, schedules, and receipts.

Loan lifecycle

Applications, approvals, disbursement, repayment schedules, penalties, and rescheduling.

Investments

Investment products, accounts, returns, balances, maturities, and statements.

Members Give members a modern portal while staff stay in control.

Mobile app

Install-ready access with offline screen, app icons, mobile menu, and member shortcuts.

Personalized website

Every company gets a branded member link for signup, applications, and account access.

Notifications

SMS, WhatsApp, email, and portal alerts for due loans, savings, approvals, and reminders.

Role profiles

Create staff profiles and decide exactly what each staff category can access.

Payments Collect, credit, and sell everyday services from one account center.

Virtual accounts

Member account numbers can connect to supported gateways for automatic deposit crediting.

Gateway checkout

Paystack, Monnify, Flutterwave, Providus, and Wema setup per company.

Airtime and data

MTN, Airtel, Glo, 9mobile airtime and affordable data bundle workflows.

Electricity and TV

NEPA/electricity, DSTV, GOtv, Startimes, and other bill payment services.

Reports See the numbers clearly before they become problems.

Accounting reports

Income, expenses, ledgers, cashbook, trial balance, P&L, balance sheet, and cashflow.

Portfolio dashboard

Due payments, overdue loans, cash movement, profit, expenses, and branch performance.

PDF exports

Export savings, loan, repayment, investment, expense, and financial reports.

Breakdowns

Open report lines to see the transactions behind profit, revenue, expenses, and balances.

Setup Start quickly, even if you already have old records or offline branches.

CSV import center

Templates for branches, members, savings, loans, transactions, and repayments.

Offline branch mode

Run locally on XAMPP and sync when internet is available.

Online sync receiver

Hosted copy continues working while receiving branch packages.

Merchant program

Merchants can introduce companies, onboard them, and earn commission after subscription.

Branded tenant portals

Every company gets a personalized member link.

Share a link like /t/demo-microfinance. Members can join, save, buy airtime/data, apply for loans, see schedules, and repay from their own portal or mobile app.

View demo tenant portal
Mobile payment terminal for member finance services
Mobile App Savings · Loans · Bills · Repayments
Merchant program

Earn by introducing companies to NewKipp.

Become a NewKipp merchant, share your personal link, help microfinance and cooperative businesses get started, and earn commission when they subscribe.

Become a merchant See how it works
Merchant income path From referral to recurring reward
Up to 35%
1. Join Create your merchant account and complete verification.
2. Share Use your personal link for demos, referrals, and follow-ups.
3. Onboard Help companies register, start trial, and activate their plan.
4. Grow Unlock levels, targets, bonuses, awards, wins, and gifts.
Testimonials

Designed around real microfinance work.

Pricing

Plans for different stages of growth.

Start with a free trial, then activate monthly or yearly billing when ready.

Starter teams

Basic

NGN 7,950 93,000 /mo
Staff3users
Members500profiles
Branches1locations
Member Portal
Mobile App
Start trial
Most selected

Standard

Popular
NGN 12,950 150,000 /mo
Staff10users
Members2,000profiles
Branches1locations
Member Portal
Mobile App
Start trial
Multi-branch scale

Premium

NGN 17,950 210,000 /mo
Staff20users
Members5,000profiles
Branches1locations
Member Portal
Mobile App
Start trial
Contact us

Ready to launch your microfinance platform?

Talk to us about setup, payment gateway configuration, shared hosting deployment, or custom branding for your tenants.

info@newkipp.com +234 800 000 0000 Chat on WhatsApp Read user manual Mobile app guide